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Mortgage Glossary

There is a lot of ‘jargon’ used in the mortgage industry.

We have tried to provide you with a comprehensive explanation of all the terminology that you may come across during the mortgage process


This is the person who borrows money, usually to buy a property.


This is the creditor or lender i.e. your bank or building society, that lends you the money for your mortgage.


This is the term used for the type of loan used to buy a property.

Mortgage Rate

This is the interest rate on a mortgage loan.