Accident and Sickness

Times have changed, the days of being able to rely on government benefits to look after you when you can’t work are gone so you should consider making your own provisions to make sure your income is protected in the event of an accident, illness or redundancy.

Even if you have some savings set aside, these could disappear quite quickly once they are being used for your monthly outgoings, food shopping and transport costs, so you might want to consider accident, sickness and unemployment cover.

It’s not a nice thing to think about, but it’s important to plan for, especially if you have monthly financial commitments such as mortgage or rent, loans or other debts, or have children to support and bills to pay.

So it’s worth asking yourself how you might pay the bills with no income coming in.